Wechat iiroc. It is an indispensable tool for merchants to develop successful and scalable e-commerce. Wechat iiroc

 
 It is an indispensable tool for merchants to develop successful and scalable e-commerceWechat iiroc  This article is part of the On Tech newsletter

You should run OS X 10. Figure 1: Screenshots from media reports show international users experiencing keyword censorship on WeChat. " Use the number associated with your WeChat account here. THINGS TO KNOW ABOUT WECHAT AND SIGNAL IIROC FINES • For instance, in March of the year 2013, IIROC fined and permanently banned from registration in any capacity Mr. WeChat is used for messaging, email, social media, payments, food deliveries, plane and train tickets, ride hailing and much more. (IIROC) to CIRO, which now encompasses IIROC and the Mutual Fund Dealers Association (MFDA). The authors thank Robert Battalio, Darrell Duffie, Nicolae Gârleanu, Jennifer Huang, David Musto, Lasse Pedersen, an anonymous referee, the Editors, and seminar participants at the American Finance Association Conference, Barclays Global Investors, the Consortium for Financial Economics and Accounting Conference, the European Finance. When you decide to use WeChat or Signal for communication purposes in your business, you need to ensure WeChat IIROC and Signal IIROC compliance in order to avoid being fined. A WeChat messaging app logo is seen on an smartphone. Only $10 Only $100 Only $200. 5. 67 billion monthly active users, WeChat is the most popular messaging app in China and has become a one-stop shop for a variety of services, including messaging, payments, gaming, and shopping. Victoria mutual. This is just ~150MUAs fewer than Facebook and WhatsApp which are still largely messaging apps. Chinese citizens use it the way Americans use text messaging, in addition to. Tip: Web WeChat requires the use browser cookies to help you log in to allow the web application to function. WeChat/Weixin for WebThe SMARTS platform is customized for IIROC, with rich features including cross-asset monitoring capabilities. 54. Tap [Migrate Chats to Another Device]. Offering a killer Mini Program user experience is key to successful engagement and retention rates: That’s why we’re providing you here with a. It has several attractive features like group conversation, private conversation and so on. WeChat is China’s most popular messaging app with a monthly user base of more than 1 billion people. Connecting a billion people with calls, chats, and more. WeChat is Uber, Facebook, ApplePay, Snapchat, Amazon, Skype and Tinder in one app, notes Nellie Shen, the CEO of Great Britain-based Kaitlin Zhang Branding in a blog post. Agustus 28, 2023. But, in reality, it is so much more, making it China’s number one app. OTT companies that provide financial services are licensed by IIROC, FINTRAC, OSC, BCSC and AMF. In two separate decisions this week, the Canadian Investment Regulatory Organization (CIRO) announced penalties against Richmond stockbroker. You can message as much as you want, and use the app whenever you like. VoguePay. OTT launched online securities trading platform. 5% and 46. These records must also be stored securely and organized sufficiently to let people have easy access to the. You can now enjoy WeChat on both your iPhone and iPad at the same time. Users are not allow to log in to WeChat for Windows/Mac without login on mobile. The Investment Industry Regulatory Organization of Canada (IIROC) is a self-regulatory organization that oversees all investment dealers and trading activity on debt and equity marketplaces in Canada. As more business is conducted on WeChat, it's essential to ensure that your communications are compliant with IIROC guidelines. Log in to WeChat for Windows/Mac on PC and confirm your login on mobile. Forex is a high-risk trading instrument which is not suited for all traders and investors. Relatively soon after their release, Tencent’s Mini Programs have become a cornerstone for brands who want to move away from ultra-dominant e-tailer platforms Alibaba, JD & al. Even if we try to offer the most up-to-date data, we can't completely ensure the accuracy. Banners appear at the bottom of WeChat official account articles. Furthermore, creating fake accounts or impersonating other users is strictly prohibited. It touches everything from consumers communicating with friends, to sharing their daily moments, to buying everything from food and paying credit card bills. 1:100 1:200 1:500 1:1000 1:2000 1:3000. Victoria mutual. The substantial penalties as well as the hefty disciplinary. Fast Withdrawal. FINRA. Upgrade now to WeChat 7. WeChat Pay is a newly released feature to the popular and ever-growing WeChat application. WeChat Web or WeChat Online is the web-based version of the WeChat messaging app, which allows users to access their accounts and chat with friends or customers on their computer's web browser. IIROC regulations require that financial institutions implement appropriate measures to protect the confidentiality and security of their electronic communications, including WeChat communications. Microsoft Exchange helps individuals and firms all over the world collaborate and work. Fill out the. Mahirtransaksi. Cociani says that banning the platform in the US “would be a highly escalatory move. The substantial penalties as well as the hefty disciplinary actions that the Investment Industry Regulatory Organization of Canada (IIROC) can levy for the. 7 trillion RMB in 2021. 378. The WeChat IIROC and Signal IIROC fines for non-compliance can include a reprimand, fines of up to $5 million per contravention, suspension of employment and expulsion of membership from the regulatory organization. gz file is located. According to IIROC website, penalties for approved employees at IIROC-regulated firms can include: A reprimand. MATTHEW C. Results. Time Capsule. I don. S. Over the past two years, I have personally published and tracked over 1,200 WeChat posts for Official Accounts. The substantial penalties and hefty. Step 3: Choose Payment Accounts. It has a user base of over one billion people, making it impossible to ignore as a leading messaging channel. Before deciding to trade Forex or any other financial instrument, you should carefully consider your investment objectives, level of experience, and risk appetite. In complementary, further information can be added to. Now, select unable to login in categories. Select a recipient. Smarsh to Acquire TeleMessage, Deliver Unmatched Capability for Mobile Communications Compliance for the Hybrid Workforce . By 2025, WeChat Statistics predicts that the total number of users will touch 865 million, in other words, 61. Select a country and enter your phone number next to "Send verification code to. 0. 458, p < 0. That is why they have invested in the third. • Do you use WeChat for business purposes? If so, it's important to stay up-to-date on the latest regulations set forth by the Investment Industry Regulatory Organization of Canada (IIROC). WeChat chat and Moments can send up to 9 pictures at one time. We are also a partner of China UnionPay, WeChat, and AliPay in Canada. The widespread use of digital communication technologies has created new opportunities for social research. August 14, 2014 Last Read Message Bookmark QR Codes Update WeChat for iPad. WeChat has evolved from a messaging app to a service platform meeting daily needs. Here are the procedures on how you execute it. The IIROC Regulatory Notice 11-0349 is the latest recordkeeping regulation enacted by the Investment Regulatory Organization of Canada (IIROC) as a measure to control the use of social media channels, as well as chat apps, including WhatsApp by financial firms registered in the country. (2) Any exemption in effect prior to the coming into effect. WeChat is suspending all new user registrations until early August, the popular social messaging app announced on Tuesday. Our services are utilised by over 5,000 merchants including major shopping malls, large retailers, and tourist attractions across Canada, as well as e-commerce platforms globally. OTT companies that provide financial services are licensed by IIROC, FINTRAC, OSC, BCSC and AMF. Then issue the following command to extract it. Each year IIROC’s Board of Directors (the Board), staff and District Councils1 consider and, in appropriate cases, grant exemptions from specific Dealer Member Rules (DMR) or Universal Market Integrity Rules (UMIR). , a conflict of interest exists at the Continuing. Go to your download folder and double-click the . 1. 16. As discussed in our previous post, the sanctions for IIROC non-compliance can range from a reprimand, or fines of up to $5 million per contravention, to the suspension of employment and expulsion of. For years, IIROC has fined and suspended. A quasi-experiment was conducted to compare the MBFC approach (N =. So buckle up as we explore how this simple yet powerful solution can revolutionize the way financial institutions operate in a rapidly evolving world! Text Messages and Call Recordings That Must Be Captured and Recorded. Gerald Stefaniuk. Previous work has found that WeChat placed images which are sent by China-registered accounts under two different. Silvana Lee. The Respondent’s statements to his firm and to IIROC that he gave the Client SC NBF Cheque to SC were not true as these monies were deposited into the Respondent’s own bank account. 132. On August 6, 2020, Trump banned WeChat and Tiktok from U. register - WeChatWith over 1. C. Adjustable Leverage. The Bottom Line: 8/10. Things to Know About WeChat and Signal IIROC Fines Do you use WeChat and Signal apps in your business? If you do, you need to make sure that you meet compliance requirements in order to avoid being a victim of WeChat IIROC and Signal IIROC fines. IIROC offers free online Continuing Education courses, like video webcasts, seminars and other public events hosted by IIROC staff and industry professionals. “Moments”. WeChat has over 650 million monthly active user accounts and now these users have the option to pay through this platform. Posts about Chinese politics — and many other topics — disappear from the app. 1, and; 3) making. These archives should be stored securely in. CIMA. This app has added many new features since 2011 from a chat app to an all-in-one web site, with more than 900 million active monthly users. Leverage . Two B. To mitigate the risk of a significant violation, we recommend that RIAs ensure that: (i) their policies and procedures clearly. WeChat key statistics. . (Business of Apps) WeChat audience stats show that it has 1. WeChat has been described as China's "app for. 2. Money YooMoney iWallet iDEAL WeChat VoguePay Sticpay. Leverage . Credit/debit cards. The Settled Actions suggest that the SEC will carefully evaluate the use of such off-channel communication applications and may impose significant penalties on RIAs for violations of their recordkeeping obligations. It is National’s policy that all communication must be routed through National internet servers. The monthly global users of WeChat are expected to hit 1. Yes, Forex. (RS) and the Investment Dealers Association of Canada (IDA). In terms of SWOT analysis, WeChat has several strengths including its massive user base, diverse range of services, and strong brand presence. 1. IROC. ads. Step 1. In addition, it is also provided by deepin-wine-wechat AUR (without patch), which is a Wine container configured for Arch. IIROC directly manages and maintains the SMARTS system. To replace the Trump. ca. It requires its members to regularly submit audit reports, financial statements, statements. 1. Choose linux-x64. 671 Billion Active Monthly Users. In the WeChat CRM strategy, leveraging a sCRM tool helps brands to gain a comprehensive view of your audience, produce highly targeted marketing tactics, and offer support with streamlined customer service. Sticpay. Bahasa yang didukung termasuk Bahasa Inggris, Hanzi tradisional /. Our latest version, WeChat 7. . Yet, it. If you are interested to try the brokers in the. It allows you to add friends or strangers as members of your group and share messages with them all at once. WeChat - China's "app for everything. Victoria mutual. In two separate decisions this week, the Canadian Investment Regulatory Organization (CIRO) announced penalties against Richmond stockbroker. The sanctions for IIROC non-compliance can range from a reprimand, or fines of up to $5 million per contravention, to the suspension of employment and expulsion of membership from the regulatory. Read further to find out how to benefit from the tool easily. The WeChat Pay payment feature allows its users to make payments by Quick Pay, QR Code Payments, and In-App Web-Based. Email: [email protected] is predominantly used by Mandarin speakers both within and outside China. It’s entirely free to use, and isn’t limited in any way. Download and install WeChat on your phone or computer. This plus sign is in the top right corner and will let you enter phone numbers to add friends manually. Blockchain is a fundamental technology underlying most cryptocurrencies. S. For Zhang Lianping, a 72-year-old retired small business owner in College Park, Maryland, WeChat is a lifeline for staying in touch with relatives, old classmates and friends spread across Beijing. If you use WeChat and Signal in your business, it is important to know the WeChat IIROC and Signal IIROC fines that you may be subjected to if you do not meet the compliance requirements. ‎WeChat is more than a messaging and social media app – it is a lifestyle for one billion users across the world. With currently over one billion monthly active users, the Chinese social media and multipurpose application WeChat (, Wēixìn, micro-message) has become one of the world’s most popular social media platforms. WeChat has developed a variety of features for language processing. This option is at the top of the drop-down menu. Although this social media platform is owned by a Chinese company and is subject to China’s censorship and scrutiny, it nevertheless has the potential to enable social activism and civic action in the Chinese diaspora across the globe. They are tasked with overseeing all retail trade activity in Canada to protect citizens from fraud by setting and maintaining industry standards. WeChat has over 1. WeChat also has a simple user interface with “Chats”, “Contact”, “Discover” and “Me” menu buttons. WeChat brings you a cost-effective messaging service. To find the best IIROC-regulated brokers for you, we’ve dedicated over 50. Within a decade, this Chinese mega app has now become one of the strongest global brands with 1. WeChat for Windows/PC is a popular messaging and social media app developed by Tencent in China. 4. تحميل واتساب ويب للكمبيوتر. The substantial penalties as well as hefty disciplinary actions that the Investment Industry Regulatory Organization of Canada (IIROC) can levy for the non-compliance of. It has several attractive features like group conversation, private conversation and so on. 2. 741, p = 0. Au-Young was also found to have used Chinese-government controlled WeChat to communicate frequently with clients. The authors thank Robert Battalio, Darrell Duffie, Nicolae Gârleanu, Jennifer Huang, David Musto, Lasse Pedersen, an anonymous referee, the Editors, and seminar participants at the American. The Respondent was registered with IIROC as a registered representative with National Bank Financial Ltd. The Investment Industry Regulatory Organization of Canada (IIROC; Organisme canadien de réglementation du commerce des valeurs mobilières or OCRCVM in French) is a non-profit, national self-regulatory organization (SRO). Select your nation in the locale field. If you do, it is really important that you know the WeChat IIROC fines and Signal IIROC fines that you may be subjected to in case of non-compliance. New – support for WeChat-originated voice calls. WeChat is a popular micro-messaging cross-platform app supporting text, image/videos, group chats with over 900 million active monthly users, mostly in China. 2. When compared to WeChat, WhatsApp offers a much simpler user interface. It’s the optimal way of merging data that empowers personalized marketing and provides a wealth of customer intelligence for. امسح رمز الاستجابة السريعة الموجود على شاشة. Founded in 1996, OANDA is headquartered in New York City and is regulated in. While the new regulations may seem daunting at first glance, by taking proactive measures like those outlined above, businesses can navigate this l. Big changes to Moments. 0 for Android and iOS now and try out all these new features: Redesigned Look & Feel. It offers all the features -- text chat, video and voice chat, location sharing,. IIROC‘s registration department performs a gatekeeper function by considering advisors’ personal, professional and financial background to ensure that they. As more business is conducted on WeChat, it's essential to ensure that your communications are compliant with IIROC guidelines. WeChat is a Chinese multi-purpose messaging, social media, and mobile payment app developed by Tencent. 'micro-message') is a Chinese instant messaging, social media, and mobile payment app developed by Tencent. If you do, you need to understand the WeChat IIROC and Signal IIROC fines that you can be subjected to if you do not need the IIROC compliance requirements. That's where advanced WeChat monitoring and archiving solutions come in!Do you use WeChat for business purposes? If so, it’s important to stay up-to-date on the latest regulations set forth by the Investment Industry Regulatory Organization of Canada (IIROC). Apple Watch. Login. In two separate decisions this week, the Canadian Investment Regulatory Organization (CIRO) announced penalties against Richmond stockbroker. The second is it is useful. Firms must know the right way to record and monitor WeChat messages in order to meet WeChat monitoring MAS regulations. You can also customize the message to give it a personal touch. WeChat. Implementing WeChat archiving for IIROC compliance brings several benefits to financial firms. You can contact our local representative in the United Kingdom at [email protected] request account deletion in “Me”. WeChat lacks proper security measures which make it easy to intercept and hack messages sent through the. Click Add channel and select WeChat from the drop-down. 17 billion users in all, as the Q4 2019 stats reveal. About Do you use WeChat and Signal apps in your business? If you do, you need to make sure that you meet compliance requirements in order to avoid being a victim of WeChat IIROC and Signal. Au-Young was also found to have used Chinese-government controlled WeChat to communicate frequently with clients. WeChat ecosystem allows you to offer many options and features to your consumers and other social media users within just one app. WeCHat being used to pay by scanning QR codes. Here's what it's like to use WeChat, which helps a billion users order food and hail rides. It's the all-in-one communications app for text (SMS/MMS), voice and video calls, and files. investment representatives have recently been banned from their respective industries and fined a total of $217,500 for misappropriating client funds and then misleading regulators. WeChat has 3. Tap at least two contacts' names. One of the best ways to do that is using WeChat client’s backup & restore feature. WeChat's integration of social media, e-commerce, and payment features make it the ultimate all-in-one app, while WhatsApp remains a basic messaging platform. Upgrade now to WeChat 7. Tap New Chat. It has become a ubiquitous part of daily life for many people in China, and it is also gaining popularity in other parts of the world. Make sure to read WeChat's service agreement before you agree to it. For years, IIROC has fined and suspended numerous Canadian financial firms and brokers for breaching. IIROC . But is it good for you? ads. Instantaneous Rate of Change. In all industries, regulatory compliance is a must. gz file. WhatsApp's 2 billion. ECN Forex Brokers with the Best Raw Spreads. Cryptocurrencies are digital or virtual currencies that utilize cryptography for security and operate on decentralized networks called blockchains. 7 trillion RMB in 2021. Past Guidance RecordkeepingImprove Your Trades with Tickmill Signal Centre. 0. They can be across the room, or across the globe. 15. For years, IIROC has fined and suspended so many Canadian financial companies and brokers for breaching their electronic. These three components form the foundation of the WeChat ecosystem, allowing for an end-to-end experience that ranges from media consumption to purchases. Enhance Customer Lifetime Value (LTV) & Build Brand Loyalty. CIMA. 3 billion monthly active users, it's the ultimate platform for businesses to connect with their target audience. 1. Jun. Researchers conducted an in-depth study of the company, through exclusive interviews with 15 executives, including founder. - BETTER PRIVACY: Giving you the highest level of control over your privacy, WeChat is certified by TRUSTe. Show More • 18 views 18 views1. قم بعملية تحميل واتساب ويب وتثبيته على جهاز الكمبيوتر الخاص بك. Be the first to like this. com. The new CRM2 aimed to make much more information available to the client about their investments before investing their money. Transitional provision (1) Any . (“NBF”) from January 2012 to May 2020 when he was. unless specifically prohibited. Install: iOS and Android (Free) 8. It is National’s policy that all communication must be routed through National internet servers. VoguePay. Any time one of you messages the group, everyone else in the chat will receive a notification. Admirals' Trade MT4 and Zero MT4 accounts seem similar since both use MT4. WeChat is more than a messaging and social media app – it is a lifestyle for one billion users across the world. The only messaging app between WhatsApp and WeChat is Facebook Messenger. By opening their platform, a rich ecosystem of WeChat developers is born, a commun characteristic with. Using SMARTS, IIROC’s Market Surveillance teams can quickly detect trading anomalies across multiple products, individual traders and firms, and identify and respond to emerging. 5. 5, available on the iOS App Store and Google Play and try the latest improvements and features. WeChat has a fair advantage when it comes to specs. Using reverse engineering methods to intercept WeChat’s network requests, we identified exactly what types of data the WeChat app is sending to its servers, and when. Ah-hah. The Use of Unapproved Method of Client Communication 20. 0. (IIROC) to CIRO, which now encompasses IIROC and the Mutual Fund Dealers Association (MFDA). WeChat is one of the most popular Internet-based messaging platforms for a reason. IIROC and the MFDA amalgamated to continue as the New Self-Regulatory Organization of Canada (New. WeChat is one of the most widely used social media apps in China and elsewhere. As $10 is such a low account balance, the ideal will be to add a comfortable leverage ratio of 100:1, for example. However, most U. 2. Instead, they aim to ensure transparency throughout all. The difference, however, is that the ratio of transactions using Line Pay to traditional payment methods is lower compared to WeChat Pay. April 28, 2022. Loss, Profit, And How To Manage Yourself in Forex Trading. According to IIROC website, penalties for approved employees at IIROC-regulated firms can include: A reprimand. 01). Chat and make calls with friends, read news and use local services in Official Accounts and Mini Programs, play games with friends, enjoy mobile payment features. In this paper, we explore the limits and potentials of using messaging and social media apps as tools for qualitative research. If you do, it is really important that you know the WeChat IIROC fines and Signal IIROC fines that you may be subjected to in case of non-compliance. 3 billion monthly active users, 450 million use mini programs on a daily basis. Select the chat history you want to restore. Chat and make calls with friends, read news and use local services in Official Accounts and Mini Programs, play games with friends, enjoy mobile payment features with WeChat Pay, and much…• It is important to note that the IIROC WeChat regulations do not prohibit the use of this popular messaging app for business purposes. One can relate WeChat in China with Facebook in the United States. . Step 3. Connecting a billion people with calls, chats, and more. 006). Source: Tech in Asia and The Next Web In 2015, WeChat introduced a temporary feature to commemorate Martin Luther King Day in the United States. 1:100 1:200 1:500 1:1000 1:2000 1:3000. However, traders need to pay attention to the differences in spreads, commissions, and instrument types. 🎉 Bonus read: How to track and analyze your competitors’ content strategy. WeChat or Weixin in Chinese ( Chinese: 微信; pinyin: Wēixìn ( listen ⓘ); lit. WeChat lacks proper security measures which make it easy to intercept and hack messages sent. Here's what I did: 1) checked my cell phone had the most recent version of. 2. The app is free, but only Chinese. Brief: This quick tutorial shows you how to install WeChat desktop client on Ubuntu Linux. C. You'll do so in the Contacts area near the bottom of the screen (and down). • GROUP CHAT & CALLS: Create group chats with up to 500 people and. Search for WeChat in the store, find it in the search results and click the “install” button (or the “get. List of Brokers with IIROC Regulation. The results combined to demonstrate that WeChat use has a. With a third party handling both surveillance and participant discipline, TSX Markets' professionals focus more on providing exceptional trading products and service to domestic and international participants. WeChat is a great app for efficiency because it allows you to type using the keyboard. WeChat or Weixin in Chinese (Chinese: 微信; pinyin: Wēixìn (listen ⓘ); lit. WeChat is the world’s biggest messaging app with over 1. 5, available on the iOS App Store and Google Play and try the latest improvements and features. What is WeChat? It is a super popular multi-functional social media app on almost every Chinese mobile. Primus Classic. More Less . Summary. Mengobrol dan menelepon teman, membaca berita dan menggunakan layanan setempat di Akun Resmi dan Program Mini, bermain game seru bersama teman, menikmati fitur pembayaran…Tech moguls like Elon Musk (surprise, surprise) often point to WeChat as a desirable vision for super apps. S. Forex is a high-risk trading instrument which is not suited for all traders and investors. • MULTIMEDIA MESSAGING: Send video, image, text, and file messages. One way WeChat is utilized in IIROC compliance is through the monitoring of conversations and interactions. 5% respectively. An earlier document – the CRM1 – that was implemented between 2012 and 2014, involved the fund manager to reveal three types of information that were unclear previously. gz or linux-ia32. More InformationCanada IIROC Notice 11-0349; IIROC Dealer Member Rules 29. WeChat on the Web. Intrusion-Resistant Optical Cable. 1. First of all, you should go to the Google Play Store or official website to download and install the WeChat on your phone or computer. C. WeChat and Weixin (Chinese: 微信; pinyin: Wēixìn (); literally: 'micro-message') [lower-alpha 1] are a Chinese instant messaging, social media, and mobile payment app developed by Tencent. Tip: Web WeChat requires the use browser cookies to help you log in to allow the web application to function. More than 70% of China’s population are using WeChat. Chat and make calls with friends, read news and use local services in Official Accounts and Mini Programs, play games with friends, enjoy mobile payment features with WeChat Pay, and much…15. According to John Waldron, founder of Toronto-based Learnedly Canada Inc. Tap OK. Version History. Launch the VPN app and login. It's located at the bottom of the Basic Information form. Stockbroker misappropriated money, used WeChat, conducted unauthorized business. 11 El Capitan or later to launch the app. In this blog post, we will delve into the importance of WeChat monitoring and archiving specifically for WeChat archiving IIROC (Investment Industry Regulatory Organization of Canada). WeChat has 3. Chat and make calls with friends, read news and use local services in Official Accounts and Mini Programs, play games with friends, enjoy mobile payment features. IIROC offers free online Continuing Education courses, like video webcasts, seminars and other public events hosted by IIROC staff and industry professionals. About this app. Leverage . Rules shall remain in full force and effect until such prior Rule has been repealed. IROC. Examples include videos, WeChat articles, and Moments. . Two B. Trading forex since 2010, I switch from day trading to swing trading 5 years into my journey as a trader due to the changing of market dynamics. But like everything WeChat, competition is already fierce, with 95% of e-commerce brands already having their own Mini Program. License . Silvana Lee. Benefits of Archiving WeChat Communication. Chat and make calls with friends, read news and use local services in Official Accounts and Mini Programs, play games with friends, enjoy mobile payment features. Have fun adding friends just by shaking your phones. Crypto payment refers to the use of cryptocurrencies as a medium of exchange for goods, services, or transactions. 2. 1. Futures Forex Indices Oil/Energies Metals Soft. WeChat is a popular messaging app that is widely used worldwide.